Wage garnishment attorney: when you need one

A wage garnishment attorney matters most in three cases. The judgment itself is wrong, your state protects more than is being taken or bankruptcy would stop several debts at once. Respond to any lawsuit by the date on the papers, per the CFPB.

When a wage garnishment attorney changes the result

• You never got the lawsuit, so the default judgment may be cancelled.
• Your state protects more pay than your employer is leaving you.
• Benefits in your account were frozen anyway.
• You have several debts and bankruptcy would stop them all at once.
• The IRS levy leaves you unable to pay rent.

What a wage garnishment lawyer costs

Lawyer fees vary by state and case, so get the total in writing. The court fees are fixed by the federal courts and the administrative fee is $78 under the bankruptcy fee schedule.

Chapter 13 numbers come from the Chapter 13 basics page.

Questions to ask

1. Was my judgment entered properly and can it be cancelled?
2. Does my state protect more of my pay than is being taken?
3. Would bankruptcy stop this and can any garnished pay come back?
4. What is the total fee and what does it include?
5. How fast can you file and what do you need from me?

Read how to stop wage garnishment and bankruptcy and garnishment before the call.